KEDUDUKAN DAN KEWENANGAN OTORITAS JASA KEUANGAN (OJK)
TERHADAP PERLINDUNGAN KONSUMEN LEMBAGA JASA KEUANGAN (LJK)
DI WILAYAH KOTA MALANG
Oleh : Celina Tri Siwi K.
Dosen jurusan Ilmu Hukum, Fakultas Hukum Universitas Widya Karya, Malang.
The Financial Services Authority was formed with the purposes that the overall activity of financial services in the financial services sector might be held in a regular, fair, transparent, and accountable manner, that it is able to realize a financial system that grows continuously and sustainably, as well as capable to protect the interests of consumers and the public. With these purposes, the FSA is expected to support the interests of the national financial services sector so as to improve national competitiveness.
In addition, the FSA should be able to maintain national interests, such as the human resources, management, control and ownership in the financial services sector, while still taking into account the positive aspects of globalization. The Financial Services Authority was formed and based on the principles of good governance, that include independence, accountability, responsibility, transparency, and fairness.
This study is an explorative legal study and it employed the case study approach. It is called explorative since its main purpose is to explore in an in-depth manner the data on the position and authority of the Financial Services Authority (FSA) on the protection of consumers of financial services institutions (the FSIs) in the city of Malang. So that in the future the presence of FSA may be relied upon, particularly to protect the consumers of financial services in the era of globalization.
Keywords: Position, Authority, FSA, FSI, Protection, Consumers
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